January 6, 2013 (The Dave Ramsey Show)

"I've had lots of folks come into my office and say that they need more money and I tell them hey your raise is effective when you are! You can be at some place twenty years and have one year's experience twenty times or you can have 20 year's experience, which means you learned something along the way and you got more and more and more valuable." Dave Ramsey

November 25, 2013 (The Dave Ramsey Show)

"What normally happens is that between age 28 and 35 your household income is gonna go up pretty steadily if you're on a normal career path." Dave Ramsey

June 25, 2013 (The Dave Ramsey Show)

"One of the things that people don't grasp that they've given up [when they are in debt]: You've given up the ability to maximise your career when you're in debt because you gotta pay the freaking bill and you're stuck." Dave Ramsey

July 23, 2012 (The Dave Ramsey Show)

"There's nothing like excellence and gratefulness to cause promotions...that will get you a promotion more often than skill every time." Dave Ramsey

July 10, 2012 (The Dave Ramsey Show)

"I'm not jumping off the dock until the boat pulls up." Dave Ramsey

August 23, 2011 (The Dave Ramsey Show)

"Hand to hand combat is how that works [looking for a job], it's not just dropping off and filling out stuff; you gotta get to people you know that know somebody that works there" Dave Ramsey

February 24, 2011 (The Dave Ramsey Show)

“We can look at it through a career lens; if your home is paid for, your cars are paid for, and you have a pile of money in the bank, Do you make different decisions about what job you take cuz you’re not what’s known as desperate?” Dave Ramsey

December 1, 2010 (The Dave Ramsey Show)

"Try to find number one the idea that makes you the most excited, the one that makes you lay awake at night that you just don't know how cool it's gonna be when you become one of those; that's the one you want to jump all over, don't go after money, go after fun and passion that's got money wrapped around it" Dave Ramsey

November 26, 2010 (The Dave Ramsey Show)

"You've got to apply your natural passions, gifts and some of your extra skills into the marketplace to earn more" Dave Ramsey

October 12, 2010 (The Dave Ramsey Show)

"People aren't moving as much, they're fixing up what they've got. This is the time to be a remodeler, no question about that" Dave Ramsey

October 12, 2010 (The Dave Ramsey Show)

"I know a lot of guys that are good construction people and they know how to build things, they know how to fix things but they don't know how to run a business. Are you willing to do what it takes to become a business person as well as a great construction guy? cuz if not, you're gonna starve to death doing what you're doing" Dave Ramsey

October 12, 2010 (The Dave Ramsey Show)

"Your food bill usually goes down if you're at home to cook" Dave Ramsey

October 8, 2010 (The Dave Ramsey Show)

"It's kind of oxymoronic to be stupid about education" Dave Ramsey

October 8, 2010 (The Dave Ramsey Show)

"The more I get into this education piece of the debt puzzle, the more disgusted I become with the mythology that some of you live that is called your life. The number of times in 20 years I have sat down with people a 100 to 300 thousand dollars in student loan debt to get a degree in German Polka History or to get a degree only to stay at home, you oughta have your butt kicked up around your neck and some of you parents that allow that or encourage it, you really, really, really oughta be punished and you will be, it's called spending the rest of your life paying off 300 grand" Dave Ramsey

October 8, 2010 (The Dave Ramsey Show)

"You oughta use some sense about the degree, the course of study that you're going into in regards to how much money you're gonna make for the money you spend to get that degree" Dave Ramsey

October 8, 2010 (The Dave Ramsey Show)

"You oughta be able to go out there and make money for having spent the money to become educated, so if you spend $300,000 getting a PhD in German Polka History, you're an idiot" Dave Ramsey

October 8, 2010 (The Dave Ramsey Show)

"I believe in the acquisition of knowledge, I believe in education; I do not believe that you should be foolish in your attempt to become smart, I don't think your actions while you're gaining your education should be stupid" Dave Ramsey 

(regarding student loans)

October 8, 2010 (The Dave Ramsey Show)

"Just cuz you're a good welder doesn't mean that you can get work, you still gotta go get the work" Dave Ramsey

October 5, 2010 (The Dave Ramsey Show)

"Very few lazy people are self-employed; it's hard work" Dave Ramsey

October 4, 2010 (The Dave Ramsey Show)

"College is not for everyone, although knowledge is for everyone" Dave Ramsey