January 23, 2015 (The Dave Ramsey Show)

"We're gonna choose baby over [paying] MasterCard every time." Dave Ramsey

August 13, 2014 (The Dave Ramsey Show)

"I would recommend trying to not make decisions that can't be undone in the first year after someone passes...give yourself 12 months before you make any big investment decisions or any big selling-something decisions." Dave Ramsey

July 29, 2014 (The Dave Ramsey Show)

"I had a choice of making 20 something thousand dollars a year or going back to doing something entrepreneurial and from the time I went bankrupt I was back in six figures within about 18 months and could always make a lot more on my own than I could make trying to work for somebody else." Dave Ramsey

July 29, 2014 (The Dave Ramsey Show)

"When I went broke, one of the biggest things I had to do, recovery-wise, was to recover spiritually because I felt like crap...it was the lowest point of self-esteem I can remember." Dave Ramsey

July 29, 2014 (The Dave Ramsey Show)

"If you don't like the type of cake that's coming out of the oven, change the recipe." Dave Ramsey

June 10, 2014 (The Dave Ramsey Show)

"An upgrade is a want, actual transportation is a need." Dave Ramsey

May 27, 2014 (The Dave Ramsey Show)

"I don't want to lose a house either but if a house is how you define your life, you don't have a life." Dave Ramsey

April 28, 2014 (The Dave Ramsey Show)

"When you try to do 3 or 4 things at once, nothing gets done. There's tremendous power on focus." Dave Ramsey 

April 15, 2014 (The Dave Ramsey Show)

"Don't try to keep a house to the point it kills you, it's not worth it. It's just a stupid house." Dave Ramsey

February 24, 2014 (The Dave Ramsey Show)

"When your truck is in the ditch financially, the things you catch up first and don't pay anybody until you do this is food, lights and water, car, and house...you get what we call the four walls of your house. You have to build a fort around your life to be able to fight through the rest of the mess." Dave Ramsey

February 10, 2014 (The Dave Ramsey Show)

"When you get a cancer diagnosis, a lot of this stuff we're discussing is back of the table stuff; front of the table is we're gonna spend all of our energy and time fighting cancer and we'll deal with the money stuff later." Dave Ramsey

November 13, 2013 (The Dave Ramsey Show)

"If you're in any kind of an emergency, you push pause on your Total Money Makeover baby steps and pile up cash. Cash is the umbrella when it rains." Dave Ramsey

October 21, 2013 (The Dave Ramsey Show)

"That's absurd, you make $237 a month and your children are in a private school and you're on food stamps." Dave Ramsey

August 23, 2013 (The Dave Ramsey Show)

"Fatigue makes cowards of us all." Dave Ramsey

August 7, 2013 (The Dave Ramsey Show)

"There's no rule that says that you don't get a job next week making more than you used to and this turns into a blessing; that can happen if you actually aim at it and kinda think that way." Dave Ramsey

April 9, 2013 (The Dave Ramsey Show)

"The way you get rid of stress is if you just remove things from your life and at the end of the day there are a lot of things that really don't even matter." Dave Ramsey

April 1, 2013 (The Dave Ramsey Show)

"Zig Ziglar used to say: Why don't you just sit and look at your hand...What would you pay for two fingers? What would you pay for a leg? What would you pay for the power of speech? For your hearing? For your eyesight?" Dave Ramsey

December 6, 2012 (The Dave Ramsey Show)

"Life is a filmstrip, it's not a snapshot." Dave Ramsey

December 6, 2012 (The Dave Ramsey Show)

"Part of depression is the lowering of endorphins and the lowering of proteins in your system and those things are all released when you exercise and work." Dave Ramsey

August 28, 2012 (The Dave Ramsey Show)

"Certainly we all have things that come against us that aren't brought on by our choices, but how we react to those outside variables is a choice." Dave Ramsey