November 26, 2014 (The Dave Ramsey Show)

"When people don't have that student loan they make different decisions like about a different job and they are willing to take a little bit of a risk on that because they don't have the risk of the student loan hanging over their head." Dave Ramsey

June 5, 2014 (The Dave Ramsey Show)

"Parents are stupid too; when you let an 18 year old make a decision to go $200,000 in debt to attend a certain school to get a PhD in German Polka History, which has no marketable skills in the marketplace, as a parent you've failed by allowing them to make that decision by themselves." Dave Ramsey

September 11, 2013 (The Dave Ramsey Show)

"Med school is not exactly a cakewalk; there are people that into Med school that don't graduate." Dave Ramsey

June 11, 2013 (The Dave Ramsey Show)

"[Cosigning a loan] is more akin to having given them a gift because you're gonna end up paying it. Why the flip do you think that these people wanted a cosigner? Because they know little Billy is not gonna pay." Dave Ramsey

April 8, 2013 (The Dave Ramsey Show)

"Education that has an application in the marketplace is a great investment." Dave Ramsey

February 26, 2013 (The Dave Ramsey Show)

"They can work while they're in school; W-O-R-K is not child abuse." Dave Ramsey

November 26, 2012 (The Dave Ramsey Show)

"People walking around with degrees that think that society owes them a job are full of crap...society owes you an opportunity, that's all you're owed." Dave Ramsey

September 21, 2012 (The Dave Ramsey Show)

"A 62 year old woman who's married to an 80 year old man and their house is virtually in foreclosure decides to go back to college. Why I'm I laughing...I'm not but it's kinda sad and weird." Dave Ramsey 

August 1, 2012 (The Dave Ramsey Show)

"The average college student that works 19 to 25 hours a week can pay for an in-State  school." Dave Ramsey

June 19, 2012 (The Dave Ramsey Show)

"Knowledge is your best investment as long as it's not getting a PhD in German Polka History; it's needs to have some value in the market place in other words." Dave Ramsey

April 26, 2012 (The Dave Ramsey Show)

"College students protest debt that they signed up for...listen, I've done a lot of stupid things but then I didn't go protest publicly my own stupidity" Dave Ramsey

April 26, 2012 (The Dave Ramsey Show)

"If you think Mercedes [cars] are too expensive: don't buy one!!! Don't sign up for a lease on a Mercedes and then be mad at Mercedes!" Dave Ramsey

March 13, 2012 (The Dave Ramsey Show)

January 9, 2012 (The Dave Ramsey Show)

"I'll take a B student that worked their way through school, to work in my organization, over an A student that didn't, every time...work ethic is important out here in the real world where very few people have it" Dave Ramsey

August 18, 2011 (The Dave Ramsey Show)

"I have never hired a photographer, ever, that I checked his credentials and where he went to school or she went to school" Dave Ramsey

August 18, 2011 (The Dave Ramsey Show)

"I do like you struggling to complete a goal and to put a bow on this section of your life and put a tied up bow on it, I like that; I would not go in debt to do that. If you can roll up your sleeves, work two jobs and struggle for a few more months just to complete that, there's a good thing inside your character to complete the goal" Dave Ramsey

February 25, 2011 (The Dave Ramsey Show)

“The moral of the story America is if your child is thinking about going $90,000 in debt for any kind of education, just go ahead and smack them” Dave Ramsey

February 23, 2011 (The Dave Ramsey Show)

“So you spend a 100 grand to get a $50,000 [teaching] job? Teach your students not to do that, OK?” Dave Ramsey

February 8, 2011 (The Dave Ramsey Show)

“Spending a 100 thousand bucks to get a degree to be a $30,000 social worker qualifies on the stupid scale” Dave Ramsey

January 5, 2011 (The Dave Ramsey Show)

"I worked 40 to 60 hours a week while I was in college and graduated in 4 years" Dave Ramsey