January 5, 2015 (The Dave Ramsey Show)

"If you read a non-fiction book a month you would be one of the most well read people in the world in just a few years." Dave Ramsey

January 5, 2015 (The Dave Ramsey Show)

"The average millionaire reads a non-fiction book a month." Dave Ramsey

December 11, 2014 (The Dave Ramsey Show)

"What kind of moron doesn't pay their house payment and sends their kid to a private school?" Dave Ramsey

November 26, 2014 (The Dave Ramsey Show)

"When people don't have that student loan they make different decisions like about a different job and they are willing to take a little bit of a risk on that because they don't have the risk of the student loan hanging over their head." Dave Ramsey

June 5, 2014 (The Dave Ramsey Show)

"Parents are stupid too; when you let an 18 year old make a decision to go $200,000 in debt to attend a certain school to get a PhD in German Polka History, which has no marketable skills in the marketplace, as a parent you've failed by allowing them to make that decision by themselves." Dave Ramsey

October 14, 2013 (The Dave Ramsey Show)

"The #1 cause of divorce and the #1 thing that couples fight about is money...if you're gonna walk into a significant mess, you've gotta have a partner that has a significant ability and willingness to clean the mess up." Dave Ramsey

September 14, 2013 (The Dave Ramsey Show)

"Oh darn, you gave up the right to do what you wanted to do when you went $300,000 in student loan debt." Dave Ramsey

October 7, 2013 (The Dave Ramsey Show)

"The problem in personal finance is people sometimes use intellect without using wisdom...you can have intellect and not have wisdom, we've all met them, they're called broke people with big degrees and no money." Dave Ramsey

September 11, 2013 (The Dave Ramsey Show)

"Med school is not exactly a cakewalk; there are people that into Med school that don't graduate." Dave Ramsey

April 8, 2013 (The Dave Ramsey Show)

"Education that has an application in the marketplace is a great investment." Dave Ramsey

March 14, 2013 (The Dave Ramsey Show)

"I don't mind you spending that much on your education as long as you have the money but it's mythology that where you go to school causes you to succeed; there is absolutely no research to back up that aristocratic, snobbish, theory." Dave Ramsey

February 26, 2013 (The Dave Ramsey Show)

"52 to 53 per cent of the people who start college finish; 100 per cent of them that borrow money have debt." Dave Ramsey

November 26, 2012 (The Dave Ramsey Show)

"People walking around with degrees that think that society owes them a job are full of crap...society owes you an opportunity, that's all you're owed." Dave Ramsey

September 21, 2012 (The Dave Ramsey Show)

"A 62 year old woman who's married to an 80 year old man and their house is virtually in foreclosure decides to go back to college. Why I'm I laughing...I'm not but it's kinda sad and weird." Dave Ramsey 

September 14, 2012 (The Dave Ramsey Show)

"People with a Master's in IT are so freaking rare and if you find one they rarely know what they are doing. IT is a practitioner's world it's not an academic's world. " Dave Ramsey 

August 30, 2012 (The Dave Ramsey Show)

"I don't think a PhD is necessary to start a business in America." Dave Ramsey

August 1, 2012 (The Dave Ramsey Show)

"The average college student that works 19 to 25 hours a week can pay for an in-State  school." Dave Ramsey

June 19, 2012 (The Dave Ramsey Show)

"Knowledge is your best investment as long as it's not getting a PhD in German Polka History; it's needs to have some value in the market place in other words." Dave Ramsey

March 13, 2012 (The Dave Ramsey Show)

December 26, 2011 (The Dave Ramsey Show)

"The mathematics of building wealth are about the 6th grade level" Dave Ramsey