November 20, 2014 (The Dave Ramsey Show)

"A short-sale is a damage to your credit; a foreclosure is even more damage to your credit." Dave Ramsey

April 15, 2014 (The Dave Ramsey Show)

"Don't try to keep a house to the point it kills you, it's not worth it. It's just a stupid house." Dave Ramsey

May 31, 2013 (The Dave Ramsey Show)

"I would not recommend a short sale to create more convenience in your life." Dave Ramsey

April 1, 2013 (The Dave Ramsey Show)

"Zig Ziglar used to say: Why don't you just sit and look at your hand...What would you pay for two fingers? What would you pay for a leg? What would you pay for the power of speech? For your hearing? For your eyesight?" Dave Ramsey

September 21, 2012 (The Dave Ramsey Show)

"A 62 year old woman who's married to an 80 year old man and their house is virtually in foreclosure decides to go back to college. Why I'm I laughing...I'm not but it's kinda sad and weird." Dave Ramsey 

June 27, 2012 (The Dave Ramsey Show)

"When someone is in a crisis we want to just put out the fire and stop the bleeding but we need to figure out if the patient is going to live." Dave Ramsey

November 30, 2011 (The Dave Ramsey Show)

"They cannot foreclose on hope, you have to surrender that [and] that's a choice" Dave Ramsey

September 6, 2011 (The Dave Ramsey Show)

"A short sale occurs before a foreclosure only" Dave Ramsey

September 1, 2011 (The Dave Ramsey Show)

"A foreclosure will count against you for about 3 years, maybe a little bit more, if everything else is squeaky clean and you got a great employment track record then [in] about 3 years you'll be bankable again for a mortgage give or take but it will stay on your bureau for 7 years" Dave Ramsey