July 29, 2014 (The Dave Ramsey Show)

"I had a choice of making 20 something thousand dollars a year or going back to doing something entrepreneurial and from the time I went bankrupt I was back in six figures within about 18 months and could always make a lot more on my own than I could make trying to work for somebody else." Dave Ramsey

July 29, 2014 (The Dave Ramsey Show)

"When I went broke, one of the biggest things I had to do, recovery-wise, was to recover spiritually because I felt like crap...it was the lowest point of self-esteem I can remember." Dave Ramsey

July 29, 2014 (The Dave Ramsey Show)

"If you don't like the type of cake that's coming out of the oven, change the recipe." Dave Ramsey

May 16, 2014 (The Dave Ramsey Show)

"Interest rate is not your problem; your freaking lifestyle and not being on a budget and not being angry about the debt, that's your problem." Dave Ramsey

May 5, 2014 (The Dave Ramsey Show)

"Folks, you do this written plan, on paper, on purpose before the month begins, every dollar has a name and you are in agreement on it with you spouse, you'll rock your marriage because you’ve been fighting about stuff you don't even need to be fighting about; #1 thing couples fight about is money." Dave Ramsey

February 10, 2014 (The Dave Ramsey Show)

"When you get a cancer diagnosis, a lot of this stuff we're discussing is back of the table stuff; front of the table is we're gonna spend all of our energy and time fighting cancer and we'll deal with the money stuff later." Dave Ramsey

September 5, 2013 (The Dave Ramsey Show)

“As soon as you start caring about the future, then you start saying hey we’re gonna work our whole lives and be broke if we are not careful here.” Dave Ramsey

August 23, 2013 (The Dave Ramsey Show)

"Fatigue makes cowards of us all." Dave Ramsey

September 5, 2012 (The Dave Ramsey Show)

"You are not a victim until you decide you are; the only way you give up your hope is you surrender it." Dave Ramsey

August 28, 2012 (The Dave Ramsey Show)

"Certainly we all have things that come against us that aren't brought on by our choices, but how we react to those outside variables is a choice." Dave Ramsey

August 2, 2012 (The Dave Ramsey Show)

"The failure is not fatal except to the extent that you allow it to overtake you spiritually, emotionally, and relationally." Dave Ramsey 

July 16, 2012 (The Dave Ramsey Show)

"When you die, there will be two numbers on your tombstone: when you were born and when you died; the dash in the middle is what matters." Dave Ramsey 

June 27, 2012 (The Dave Ramsey Show)

"When someone is in a crisis we want to just put out the fire and stop the bleeding but we need to figure out if the patient is going to live." Dave Ramsey

June 12, 2012 (The Dave Ramsey Show)

"The only good thing about the valley is that the soil is rich; mountain tops are rocky and there's not much growing there." Dave Ramsey 

June 12, 2012 (The Dave Ramsey Show)

"Adversity, generally speaking, has in it opportunity; usually where things grow there is manure." Dave Ramsey

April 11, 2012 (The Dave Ramsey Show)

"Throw a brick through your TV and start an exercise program as soon as you get laid off. Unplug the TV at a minimum. Don't even turn the stupid thing on [because] there's nothing on there that's gonna lift you" Dave Ramsey 

April 11, 2012 (The Dave Ramsey Show)

"Your creative powers are not unleashed by watching reruns" Dave Ramsey

April 11, 2012 (The Dave Ramsey Show)

"When you get fired [and] you lose your job, you immediately need to join a gym, you need to lace up the running shoes. You've got to exercise when you're in a career crisis" Dave Ramsey

January 16, 2012 (The Dave Ramsey Show)

"The difference in worry and concern: be concerned enough to do something about it but don't fret and worry" Dave Ramsey 

January 9, 2012 (The Dave Ramsey Show)

"Colonel Sanders never fried any chicken until he was 67 years old" Dave Ramsey