January 6, 2013 (The Dave Ramsey Show)

"I've had lots of folks come into my office and say that they need more money and I tell them hey your raise is effective when you are! You can be at some place twenty years and have one year's experience twenty times or you can have 20 year's experience, which means you learned something along the way and you got more and more and more valuable." Dave Ramsey

January 1, 2014 (The Dave Ramsey Show)

"A youth pastor's salary in most places is a difficult amount to raise a family on." Dave Ramsey

November 25, 2013 (The Dave Ramsey Show)

"What normally happens is that between age 28 and 35 your household income is gonna go up pretty steadily if you're on a normal career path." Dave Ramsey

July 12, 2013 (The Dave Ramsey Show)

"Broke people watch television all the time; wealthy people read books and watch some television." Dave Ramsey

October 25, 2012 (The Dave Ramsey Show)

"Savings is a fairly simple function of income minus outgo; we need to create some more margin between those two so we got to get the income up or the outgo down." Dave Ramsey

July 17, 2012 (The Dave Ramsey Show)

"It doesn't matter how much you make; it's how much you keep." Dave Ramsey

November 23, 2011 (The Dave Ramsey Show)

"I do a lot of things that don't pay well but the way I do them causes me to get paid very well; I'm a teacher, I'm a radio host, I'm an author [and] you can find people in all 3 of those categories that are broke but I've found ways to do them where I'm not" Dave Ramsey

February 21, 2011 (The Dave Ramsey Show)

“A lady raising 3 little kids is not lazy” Dave Ramsey

December 21, 2010 (The Dave Ramsey Show)

“Let’s pretend you had no credit card payments and no car payments...you’d still be screwed, you have no money coming in, you don’t have an income” Dave Ramsey

December 16, 2010 (The Dave Ramsey Show)

"If you become the best and find some unique ways to apply your skills, in almost any field you can make an incredible living" Dave Ramsey

December 8, 2010 (The Dave Ramsey Show)

“In the years of doing what I do as a financial counselor, I have seen people with all kinds of disabilities make tremendous incomes” Dave Ramsey

December 3, 2010 (The Dave Ramsey Show)

"Straight commission is not a bad thing; I mean, I own my own business, which is a form of straight commission and I do pretty well...lol" Dave Ramsey

December 3, 2010 (The Dave Ramsey Show)

"At the end of the day we're all on straight commission; don't work, don't get paid, right?" Dave Ramsey

November 30, 2010 (The Dave Ramsey Show)

"Homelessness will get you to work" Dave Ramsey

October 25, 2010 (The Dave Ramsey Show)

"Those of us that are entrepreneurs have a great idea in the shower everyday and only about 10 percent of those great ideas is how we make our living, the other 90% suck!" Dave Ramsey

October 15, 2010 (The Dave Ramsey Show)

"Your income will not go up unless you know something tomorrow that you didn't know today" Dave Ramsey

October 12, 2010 (The Dave Ramsey Show)

"I know a lot of guys that are good construction people and they know how to build things, they know how to fix things but they don't know how to run a business. Are you willing to do what it takes to become a business person as well as a great construction guy? cuz if not, you're gonna starve to death doing what you're doing" Dave Ramsey

October 1, 2010 (The Dave Ramsey Show)

"You can go through a $150,000 in about 20 seconds and most people who win the lottery do" Dave Ramsey

September 28, 2010 (The Dave Ramsey Show)

"My wife is not going to work for anyone who hates her husband" Dave Ramsey

September 27, 2010 (The Dave Ramsey Show)

"I'm convinced that I have survived 90% of my ideas and prospered on 10% of them; most of your ideas suck" Dave Ramsey