December 4, 2014 (The Dave Ramsey Show)

"You don't want to get out just because you watched the evening news and the Stock Market is down." Dave Ramsey

December 4, 2014 (The Dave Ramsey Show)

"You are not making anything in CDs; CD stands for certificate of depreciation." Dave Ramsey

November 20, 2014 (The Dave Ramsey Show)

"The Bond Market is almost as volatile as the Stock Market and to call that a safer investment in this current low interest environment would be wrong." Dave Ramsey

November 20, 2014 (The Dave Ramsey Show)

"As interest rates go up bond prices go down, as interest rates go down bond prices go up." Dave Ramsey

October 30, 2014 (The Dave Ramsey Show)

"Don't put money in anything ever unless you know how it works." Dave Ramsey

October 10, 2014 (The Dave Ramsey Show)

"Rich people think about these kinds of formulas. They think about things like a $100 a month invested from age 25 to age 65 in a decent Growth Stock Mutual Fund and a Roth IRA is $1,176,000. A hundred dollars a month through your working lifetime, 25 to 65, and you retire millionaire." Dave Ramsey 

August 11, 2014 (The Dave Ramsey Show)

"Money that's sitting in a cookie jar earning nothing, appears you're not losing any money, but you are because you lose the opportunity to invest that money into a good investment." Dave Ramsey

July 25, 2014 (The Dave Ramsey Show)

"If your house was paid for, would you go borrow money on it to invest?" Dave Ramsey

July 15, 2014 (The Dave Ramsey Show)

"You make more money on real estate than you do on Mutual Funds if you buy it right and you manage it well. A good rental property will give you a better rate of return than a Mutual Fund will but it has hassle to it, I mean the A/C doesn't go out on your Mutual Fund." Dave Ramsey 

July 8, 2014 (The Dave Ramsey Show)

"If you don't have any debt and you've got that rainy day fund, you've got the foundation laid in your financial plan to be able to leap forward and do the other big stuff; if you start investing before you have that foundation it's kind of like building the walls before you lay the foundation, they won't stand up and ends up falling back apart later." Dave Ramsey

July 1, 2014 (The Dave Ramsey Show)

"I do not buy single stocks and I do not recommend that people buy single stocks and the reason is simple: I don't like risk. If someone tells you that they can pick stocks, laugh at them." Dave Ramsey

June 17, 2014 (The Dave Ramsey Show)

"Let me tell you what your rate of return is on money you never invest: 0%" Dave Ramsey

June 17, 2014 (The Dave Ramsey Show)

"Research says that the number one reason people don't have money at retirement is not because of their poor rate of return, it's because they never invest." Dave Ramsey

June 17, 2014 (The Dave Ramsey Show)

"The only ones that get killed on a roller coaster are those who jump off in the middle of the ride, so you ride the stinking thing out people!" Dave Ramsey

May 22, 2014 (The Dave Ramsey Show)

"I mainly do two things [to build wealth]: I invest in good growth Stock Mutual Funds that have long track records; growth, growth and income, aggressive growth, international, that kind of thing. Then I buy real estate that I pay cash for." Dave Ramsey

April 11, 2014 (The Dave Ramsey Show)

"You gotta break the back of this idea that debt is okay because we can make the payments; if I told you what those payments going into a Mutual Fund would be worth by the time you retire, you would throw up." Dave Ramsey

April 8, 2014 (The Dave Ramsey Show)

"Your primary goal at 15 years of age is learning a lot, not necessarily how much you invest." Dave Ramsey

January 9, 2014 (The Dave Ramsey Show)

"Liquidity is the biggest thing that takes real estate investors down; the lack of available cash." Dave Ramsey

January 2, 2014 (The Dave Ramsey Show)

"The best rate of return anybody can ever make on an investment is on their own business because you're gonna make thousands of a percent return, usually, if you're wise with it." Dave Ramsey

December 9, 2013 (The Dave Ramsey Show)

"Don't do something with anyone in the money business because they said to do it or I said to do it, always do it because you understand it and that will keep you from getting into trouble." Dave Ramsey