November 26, 2014 (The Dave Ramsey Show)

"When people don't have that student loan they make different decisions like about a different job and they are willing to take a little bit of a risk on that because they don't have the risk of the student loan hanging over their head." Dave Ramsey

June 5, 2014 (The Dave Ramsey Show)

"Parents are stupid too; when you let an 18 year old make a decision to go $200,000 in debt to attend a certain school to get a PhD in German Polka History, which has no marketable skills in the marketplace, as a parent you've failed by allowing them to make that decision by themselves." Dave Ramsey

October 21, 2013 (The Dave Ramsey Show)

"The problem with a student loan is that it is like a backache; it's not really enough to have surgery or an amputation but it just bothers you all the time." Dave Ramsey

October 14, 2013 (The Dave Ramsey Show)

"The #1 cause of divorce and the #1 thing that couples fight about is money...if you're gonna walk into a significant mess, you've gotta have a partner that has a significant ability and willingness to clean the mess up." Dave Ramsey

September 14, 2013 (The Dave Ramsey Show)

"Oh darn, you gave up the right to do what you wanted to do when you went $300,000 in student loan debt." Dave Ramsey

September 18, 2013 (The Dave Ramsey Show)

"Who benefits does not make them liable; who signs the notes is who is liable." Dave Ramsey

September 11, 2013 (The Dave Ramsey Show)

"Med school is not exactly a cakewalk; there are people that into Med school that don't graduate." Dave Ramsey

June 25, 2013 (The Dave Ramsey Show)

"One of the things that people don't grasp that they've given up [when they are in debt]: You've given up the ability to maximise your career when you're in debt because you gotta pay the freaking bill and you're stuck." Dave Ramsey

June 11, 2013 (The Dave Ramsey Show)

"[Cosigning a loan] is more akin to having given them a gift because you're gonna end up paying it. Why the flip do you think that these people wanted a cosigner? Because they know little Billy is not gonna pay." Dave Ramsey

April 1, 2013 (The Dave Ramsey Show)

"Be sure you don't get Doc. lifestyle before you get Doc. income and have cleaned up the Doc. mess." Dave Ramsey

March 27, 2013 (The Dave Ramsey Show)

"When you tell your 17, 18, or 21 year old to go get a credit card or to build their credit, what you are saying is you don't believe they will have a good life unless they have debt." Dave Ramsey

March 14, 2013 (The Dave Ramsey Show)

"I don't mind you spending that much on your education as long as you have the money but it's mythology that where you go to school causes you to succeed; there is absolutely no research to back up that aristocratic, snobbish, theory." Dave Ramsey

March 6, 2013 (The Dave Ramsey Show)

"In the event of death or disability, student loans just go away. They don't count against the estate." Dave Ramsey

February 26, 2013 (The Dave Ramsey Show)

"52 to 53 per cent of the people who start college finish; 100 per cent of them that borrow money have debt." Dave Ramsey

February 26, 2013 (The Dave Ramsey Show)

"They can work while they're in school; W-O-R-K is not child abuse." Dave Ramsey

January 30, 2013 (The Dave Ramsey Show)

"$130,000 in student loan debt is not just something you can analyze your way out of; it's something you gotta fight your way out." Dave Ramsey

September 14, 2012 (The Dave Ramsey Show)

"People with a Master's in IT are so freaking rare and if you find one they rarely know what they are doing. IT is a practitioner's world it's not an academic's world. " Dave Ramsey 

August 30, 2012 (The Dave Ramsey Show)

"I don't think a PhD is necessary to start a business in America." Dave Ramsey

August 1, 2012 (The Dave Ramsey Show)

"The average college student that works 19 to 25 hours a week can pay for an in-State  school." Dave Ramsey

April 26, 2012 (The Dave Ramsey Show)

"College students protest debt that they signed up for...listen, I've done a lot of stupid things but then I didn't go protest publicly my own stupidity" Dave Ramsey