January 5, 2015 (The Dave Ramsey Show)

"If you wanna win you gotta have goals." Dave Ramsey 

January 2, 2013 (The Dave Ramsey Show)

"It must be your goal, it can't be your momma's idea. If you momma wanted you to be a dentist, I don't want to be your patient. If your daddy wanted you to be a preacher, I don't want to be in your congregation. If your wife wants you to lose weight, you won't lose weight. No amount of nagging in the world will work to get somebody to do something that they don't have inside of them so you have to install the want-to, the will power, the why, inside of you." Dave Ramsey

January 2, 2013 (The Dave Ramsey Show)

"I don't believe in New Year's Resolutions; I think they're for wimps cuz you're not gonna do them. Now I do believe in setting goals." Dave Ramsey

August 8, 2012 (The Dave Ramsey Show)

"Earl Nightingale said that the things you're willing to do to hit your goal aren't what's important; it's the things you're willing to give up to hit your goal." Dave Ramsey

March 8, 2012 (The Dave Ramsey Show)

"Every time you give up the future for the present...that is always middle class and lower class thinking, rich people don't think that way" Dave Ramsey

January 2, 2012 (The Dave Ramsey Show)

"We don't want any resolutions; we want goals" Dave Ramsey

January 2, 2012 (The Dave Ramsey Show)

"Goals that work are 5 things: 1. They're specific 2. They're measurable 3. They're yours 4. They have a time limit and 5. They're in writing" Dave Ramsey

August 26, 2011 (The Dave Ramsey Show)

"You do reap what you sow so quit sowing stupidity and expect to reap anything but desperation" Dave Ramsey

August 18, 2011 (The Dave Ramsey Show)

"I do like you struggling to complete a goal and to put a bow on this section of your life and put a tied up bow on it, I like that; I would not go in debt to do that. If you can roll up your sleeves, work two jobs and struggle for a few more months just to complete that, there's a good thing inside your character to complete the goal" Dave Ramsey

August 17, 2011 (The Dave Ramsey Show)

"The more long term mindset you have the more emotionally mature you are" Dave Ramsey

August 17, 2011 (The Dave Ramsey Show)

"The big thing about goal setting is this and really when we're laying out a get out of debt plan it's a goal setting issue: it's not what we have or willing to do to get out of debt, it is what we are willing to give up to get out of debt" Dave Ramsey

August 11, 2011 (The Dave Ramsey Show)

“Broke people say thank God it’s Friday, oh God it’s Monday. Rich people say how is this gonna affect me 10 years from now if I do this; you think in longer blocks of time if you wanna be wealthy and that requires some goal setting” Dave Ramsey

August 11, 2011 (The Dave Ramsey Show)

“The only way you quit doing things that short term feel good and long term damage you is to have better long term goals and look past the moment” Dave Ramsey

August 10, 2011 (The Dave Ramsey Show)

"Real people that win do written goals" Dave Ramsey

March 9, 2011 (The Dave Ramsey Show)

“Broke people say thank God it's Friday, oh God it's Monday; rich people say how’s this going to affect me 10 years from now if I do this? You think in longer blocks of time if you wanna be wealthy and that requires some goal setting” Dave Ramsey

February 4, 2011 (The Dave Ramsey Show)

“Normal is broke; your goal has to be weird” Dave Ramsey

January 3, 2010 (The Dave Ramsey Show)

“Of the top 3 things that people set New Year’s resolutions about (losing weight, stopping smoking, and getting out of debt) we’ve got you covered on one of them” Dave Ramsey

November 18, 2010 (The Dave Ramsey Show)

"Your goals never work out exactly like you think but if you didn't have them you would never get anywhere" Dave Ramsey

November 3, 2010 (The Dave Ramsey Show)

"The problem with this whole money thing is that the money is finite, there is a limited amount of it and so you are always, regardless of your income, your status or your living situation, forced to choose to not do something in order to do something better" Dave Ramsey

October 25, 2010 (The Dave Ramsey Show)

"Those of us that are entrepreneurs have a great idea in the shower everyday and only about 10 percent of those great ideas is how we make our living, the other 90% suck!" Dave Ramsey