June 11, 2013 (The Dave Ramsey Show)

"[Cosigning a loan] is more akin to having given them a gift because you're gonna end up paying it. Why the flip do you think that these people wanted a cosigner? Because they know little Billy is not gonna pay." Dave Ramsey

June 7, 2012 (The Dave Ramsey Show)

"I've co-signed loans and I've been stupid when I've co-signed loans; anybody that co-signs a loan, including me, when you do that you are stupid while you're doing that." Dave Ramsey 

June 7, 2012 (The Dave Ramsey Show)

"Every time you write a check you just put on there I'm stupid for co-signing a loan in the for column." Dave Ramsey 

May 21, 2012 (The Dave Ramsey Show)

"I never get anybody that calls up and says: you know, cosigning was the smartest thing I ever did" Dave Ramsey

August 29, 2011 (The Dave Ramsey Show)

"Anybody that cosigns a loan, including me, when you do that you are stupid while you're doing that" Dave Ramsey