September 14, 2013 (The Dave Ramsey Show)

"Oh darn, you gave up the right to do what you wanted to do when you went $300,000 in student loan debt." Dave Ramsey

July 19, 2013 (The Dave Ramsey Show)

"[I like this good line from a caller] If you free yourself, you can make free choices." Dave Ramsey

March 27, 2013 (The Dave Ramsey Show)

"When you tell your 17, 18, or 21 year old to go get a credit card or to build their credit, what you are saying is you don't believe they will have a good life unless they have debt." Dave Ramsey

March 14, 2013 (The Dave Ramsey Show)

"The nastiest taste in the back of your mouth is regret." Dave Ramsey

February 21, 2013 (The Dave Ramsey Show)

"Discipline comes from habit and habit comes from incremental change." Dave Ramsey

December 11, 2012 (The Dave Ramsey Show)

"You should have the freedom and the liberty in America to be stupid and unreasonable." Dave Ramsey

November 30, 2012 (The Dave Ramsey Show)

"Sharon and I took a lifestyle, a pay cut, a slow down, in all of our financial goals for her to be full time with the kids 26 years ago and [now] I look back and say that was an incredible investment." Dave Ramsey 

September 24, 2012 (The Dave Ramsey Show)

"When I don't know what's going on, what I always try to do to make good decisions is just gather more and more information." Dave Ramsey 

September 5, 2012 (The Dave Ramsey Show)

"The stupid decisions that you have made don't necessarily have to be the curse of your future; you can choose new decisions." Dave Ramsey

August 15, 2012 (The Dave Ramsey Show)

"It's not too late for you as long as you're still sucking wind; you can still make positive choices starting today." Dave Ramsey

August 8, 2012 (The Dave Ramsey Show)

"Borrowed money just has a sense that it's fake, it's like it's not real in how we make decision in business." Dave Ramsey

August 2, 2012 (The Dave Ramsey Show)

"Broke, desperate, stupid are three brothers running around together." Dave Ramsey