January 23, 2015 (The Dave Ramsey Show)

"Churches are in debt because the people sitting at the pews are broke. If we can get the people sitting in the pews on a budget and out of debt, the giving goes up and the ministry that church is able to do in that community and around the world goes up." Dave Ramsey

January 1, 2014 (The Dave Ramsey Show)

"A youth pastor's salary in most places is a difficult amount to raise a family on." Dave Ramsey

September 9, 2013 (The Dave Ramsey Show)

"The church ought to have the equivalent of a good emergency fund to make sure that it continues to operate properly." Dave Ramsey

August 24, 2011 (The Dave Ramsey Show)

"The purpose of a church is not to be making money with money; the purpose of a church is to be ministering to people with money and that includes the operations of the church" Dave Ramsey

January 20, 2011 (The Dave Ramsey Show)

"Churches should not accept credit cards for giving, period. If your church does it’s fine, I’m not mad at you, you’re probably still going to heaven, that’s not the issue. The issue is: churches are supposed to do things for people that help people, not participate in things that harm people and credit card debt has never been known to make anybody wealthy" Dave Ramsey

December 21, 2010 (The Dave Ramsey Show)

“I think there’s a huge level of wisdom for a church to be debt free, for a church to be in control of her money and managing it well with a budget system and for a church to have a system for savings for worst case scenarios that’s not too large but not too small; all of those things say to the community we’re steady and our faith has led us to wisdom and it makes your faith attractive then” Dave Ramsey