"If you are willing to rationalize something you want, not that you need but that you want, and have that come ahead of good financial decision making...you're gonna be broke your whole freaking life; that's what keeps most Americans pinned down and broke" Dave Ramsey
(This was Dave's response to a newlywed who was not only in debt but also wanted to put getting out of debt on hold in order to buy a couch, which according to her is an "investment")
