November 10, 2010 (The Dave Ramsey Show)

"Here's the rule on old stuff (old debt): You list them smallest to largest like you normally would and then wake up only one at a time, don't pay payments on it; call the little one and do a deal with the little one, then once the little one is gone, then call the next one. If you call them all at once, you're gonna have a zoo on your hands" Dave Ramsey