December 3, 2010 (The Dave Ramsey Show)

"There's some negotiating that happens when you create a budget: you sit down and write out what you're going to spend your money on and we agree that that is the limit for that area and if something other than that is going to happen, we have to have a new budget committee meeting and adjust the numbers but I don't go spend above the amount that Sharon and I have agreed to for a category and neither does she" Dave Ramsey