August 18, 2011 (The Dave Ramsey Show)

"I do like you struggling to complete a goal and to put a bow on this section of your life and put a tied up bow on it, I like that; I would not go in debt to do that. If you can roll up your sleeves, work two jobs and struggle for a few more months just to complete that, there's a good thing inside your character to complete the goal" Dave Ramsey