"A large percentage of the time, and it's anecdotal, I don't have the exact research but over the 20 some odd years we've been doing financial coaching, I sit down with someone and you would be amazed at the number of times that when we pull daycare out of her income and she wants to be at home full time with the kids, we look up and we're only three or four hundred dollars off and then we look over and we see a car that has a $300 car payment, and so what we figure out then [is that] the one thing that is driving her into the workplace away from home when she doesn't want to be, the one thing is a stupid car...you'd be amazed the number of times you're within one car payment of coming home if that's what you wanna do and it's real simple, amputate the Tahoe baby!" Dave Ramsey
