"Can you afford to turn $30,000 into $11,000? Because that's what you're about to do. The answer is yes, if you have a lot of money, it's not a big deal. If you make $50,000 a year and you have $10,000 to your name, and you lose $20,000 over four years...no wonder your kid's college fund isn't funded, you're driving it, fool." Dave Ramsey
