"When you go down and stand in line and have to pay the deposit and deal with the people at the utility company to get your electricity turned on and it's coming out of your checking account and you're taking care of those bills and you go to the grocery store and you buy groceries for you and your spouse only or just you and you're using your money to do that, there's no confusion and there's something that happens, it's called growing up, there's a dignity that kicks in and it's just good for you." Dave Ramsey
